personalised to your needs
mortgages
Residential Mortgages
Mortgage advice to help you secure the most suitable mortgage for your situation. Including;
First Time Buyers
Home Movers and Remortgages*
Right to Buy and Shared Ownership
Second Home and Holiday Home
Buy to Let Mortgages
Whether you are a first-time landlord, wanting to let out your existing property to buy a new one, or an experienced portfolio landlord, we can help to secure the most suitable Buy to Let Mortgage** deals for your needs.
Limited Company Buy to Let Mortgages
Due to recent tax changes, more and more landlords are investing in property via a Limited Company. Whether you have an existing trading company or wish to set up a new special purpose vehicle (SPV), we can talk you through the finer details of your Limited Company mortgage options.
HMO Mortgages
If you are looking to let out multiple rooms within a property, then you need to be mindful of the HMO legislation set by the local authority.
Mortgage lenders will also vary their definition of an HMO so it’s important you speak to an expert broker so you don’t get caught out with the wrong type of mortgage.
REFERAL services
Solicitors/ Surveyors
We have approved Solicitors and Surveyors we can recommend to help with your purchase, sale or other property needs. Having reliable Solicitors is the key to getting the transaction through accurately and swiftly.
Mortgage Capacity Report
We specialise in preparing mortgage capacity reports for many clients, through various solicitors and remain very active in this service.
Commercial Finance Referral service
We can refer you to a commercial finance specialist, to assist you with your complex purchases, land, auction finance, second charges***, and bridging loans.
*Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
**Your property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.
***Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.